A variety of Business Savings Plans for the way you want to bank
Bank of Stockton has a number of ways to avoid service charges, and all accounts include Internet Banking, Bill Pay, Mobile App with Mobile Deposit and Mobile Bill Pay, Text Alerts, Online and Mobile Security, Balance and Transaction Alerts, Debit Card, and 24 Hour Phone Banking
Not sure? Compare Business Savings Plans

Business owners seeking higher interest with balances below $50,000 who need occasional access to their funds.

Business Money Market
Features & Benefits
- Interest compounded daily and paid monthly
Ideal Customers
- Business owners seeking higher interest with balances below $50,000 who need occasional access to their funds.
Opening Deposit
- $1,500
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
Grace Period
- N/A
Monthly Fee
- $10.00, which includes your statement and imaged copies of your transactions in numerical order.
- $1.00 discount for a truncated statement.
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $1,500 or
- Maintain an average daily collected balance of $3,000.
Transaction Fee
- A $10 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6
-
Certain transaction limitations apply.
(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )

Business owners seeking higher interest with balances below $50,000 who need occasional access to their funds.

Business owners seeking higher interest who are able to keep balances above $50,000 and need occasional access to their funds

Premium Business Money Market
Features & Benefits
- Higher Interest
- Interest compounded daily and paid monthly
Ideal Customers
- Business owners seeking higher interest who are able to keep balances above $50,000 and need occasional access to their funds
Opening Deposit
- $10,000
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
Grace Period
- N/A
Monthly Fee
- $20.00 which includes your statement and imaged copies of your transactions.
- $1.00 discount for truncated e-statements.
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $10,000 OR
- Maintain an average daily collected balance of $20,000.
Transaction Fee
- A $10 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
-
Certain transaction limitations apply.
(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )

Business owners seeking higher interest who are able to keep balances above $50,000 and need occasional access to their funds

A traditional savings account with interest.

Business Savings
Features & Benefits
- Interest compounded daily and paid monthly
- A $2 charge will apply for each withdrawal that exceeds the monthly limit of 3.
Ideal Customers
- A traditional savings account with interest.
Opening Deposit
- $300
Interest
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
Grace Period
- N/A
Monthly Fee
- $3.00, which includes your statement and imaged copies of your transactions.
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600.
Transaction Fee
- A $2 charge will apply for each withdrawal that exceeds the monthly limit of 3
- This charge is waived with a minimum daily balance of $2,500 or more
-
Certain transaction restrictions may apply.
(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )

A traditional savings account with interest.

Those able to maintain high balances with no immediate need for their funds.

Business Certificates of Deposit
Features & Benefits
- Market rates fixed until maturity.
- Inquire about our terms
- Funds may be withdrawn or automatically renewed at maturity.
Ideal Customers
- N/A
Opening Deposit
- Regular CD: $2,500 minimum to open
- Jumbo CD: $100,000 minimum to open
Interest
- Interest will be credited on a monthly, quarterly, or
- annual basis, or at maturity, according to your instructions at the time the account is opened.
Grace Period
-
Terms may be changed, funds withdrawn or additional deposits made within 10 calendar days after the maturity date of your Certificate of Deposit.
(You are notified in advance of when your CD matures. Unless the bank notifies you or you instruct us to the contrary, we will automatically renew your CD for the same period; however, the Bank may change the terms and conditions at that time )
Monthly Fee
- None
Ways to Avoid Monthly Fee
- N/A
Transaction Fee
- N/A

Those able to maintain high balances with no immediate need for their funds.
Choose Your Plan
We offer several short and long-term savings plans to meet your needs





Business money market
Premium business money market
Business savings
Business certificates of deposit
Features & Benefits
- Interest compounded daily and paid monthly
- Higher Interest
- Interest compounded daily and paid monthly
- Interest compounded daily and paid monthly
- A $2 charge will apply for each withdrawal that exceeds the monthly limit of 3.
- Market rates fixed until maturity.
- Inquire about our terms
- Funds may be withdrawn or automatically renewed at maturity.
Ideal Customers
- Business owners seeking higher interest with balances below $50,000 who need occasional access to their funds.
- Business owners seeking higher interest who are able to keep balances above $50,000 and need occasional access to their funds
- A traditional savings account with interest.
- N/A
Opening Deposit
- $1,500
- $10,000
- $300
- Regular CD: $2,500 minimum to open
- Jumbo CD: $100,000 minimum to open
Interest
- Interest compounded daily and paid monthly on collected balances.(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Interest compounded daily and paid monthly on collected balances.(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Interest compounded daily and paid monthly on collected balances.(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
- Interest will be credited on a monthly, quarterly, or
- annual basis, or at maturity, according to your instructions at the time the account is opened.
Grace Period
- N/A
- N/A
- N/A
- Terms may be changed, funds withdrawn or additional deposits made within 10 calendar days after the maturity date of your Certificate of Deposit.(You are notified in advance of when your CD matures. Unless the bank notifies you or you instruct us to the contrary, we will automatically renew your CD for the same period; however, the Bank may change the terms and conditions at that time )
Monthly Fee
- $10.00, which includes your statement and imaged copies of your transactions in numerical order.
- $1.00 discount for a truncated statement.
- $20.00 which includes your statement and imaged copies of your transactions.
- $1.00 discount for truncated e-statements.
- $3.00, which includes your statement and imaged copies of your transactions.
- N/A
Ways to Avoid Monthly Fee
- Maintain a minimum daily balance of $1,500 or
- Maintain an average daily collected balance of $3,000.
- Maintain a minimum daily balance of $10,000 OR
- Maintain an average daily collected balance of $20,000.
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600.
- N/A
Transaction Fee
- A $10 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6
- Certain transaction limitations apply.(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )
- A $10 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
- Certain transaction limitations apply.(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )
- A $2 charge will apply for each withdrawal that exceeds the monthly limit of 3
- This charge is waived with a minimum daily balance of $2,500 or more
- Certain transaction restrictions may apply.(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )
- N/A
Choose Your Plan
We offer several short and long-term savings plans to meet your needs

Features & Benefits
Ideal Customers
Opening Deposit
Interest
Grace Period
Monthly Fee
Ways to Avoid Monthly Fee
Transaction Fee

Business Money Market
- Interest compounded daily and paid monthly
- Business owners seeking higher interest with balances below $50,000 who need occasional access to their funds.
- $1,500
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
- N/A
- $10.00, which includes your statement and imaged copies of your transactions in numerical order.
- $1.00 discount for a truncated statement.
- Maintain a minimum daily balance of $1,500 or
- Maintain an average daily collected balance of $3,000.
- A $10 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6
-
Certain transaction limitations apply.
(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )

Premium Business Money Market
- Higher Interest
- Interest compounded daily and paid monthly
- Business owners seeking higher interest who are able to keep balances above $50,000 and need occasional access to their funds
- $10,000
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
- N/A
- $20.00 which includes your statement and imaged copies of your transactions.
- $1.00 discount for truncated e-statements.
- Maintain a minimum daily balance of $10,000 OR
- Maintain an average daily collected balance of $20,000.
- A $10 per month charge will apply for withdrawals and/or transfers that exceed the monthly limit of 6.
-
Certain transaction limitations apply.
(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )

Business Savings
- Interest compounded daily and paid monthly
- A $2 charge will apply for each withdrawal that exceeds the monthly limit of 3.
- A traditional savings account with interest.
- $300
-
Interest compounded daily and paid monthly on collected balances.
(Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits ( for example, checks), interest begins to accrue on the business day the Bank receives credit )
- N/A
- $3.00, which includes your statement and imaged copies of your transactions.
- Maintain a minimum daily balance of $300 or
- Maintain an average daily collected balance of $600.
- A $2 charge will apply for each withdrawal that exceeds the monthly limit of 3
- This charge is waived with a minimum daily balance of $2,500 or more
-
Certain transaction restrictions may apply.
(In accordance with Federal Regulation, transfers from a Money Market Account or Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle period, which includes Access 24 (telephone banking), Internet banking and Mobile Banking )

Business Certificates of Deposit
- Market rates fixed until maturity.
- Inquire about our terms
- Funds may be withdrawn or automatically renewed at maturity.
- N/A
- Regular CD: $2,500 minimum to open
- Jumbo CD: $100,000 minimum to open
- Interest will be credited on a monthly, quarterly, or
- annual basis, or at maturity, according to your instructions at the time the account is opened.
-
Terms may be changed, funds withdrawn or additional deposits made within 10 calendar days after the maturity date of your Certificate of Deposit.
(You are notified in advance of when your CD matures. Unless the bank notifies you or you instruct us to the contrary, we will automatically renew your CD for the same period; however, the Bank may change the terms and conditions at that time )
- None
- N/A
- N/A